Investor Relations Bank of the Sierra
Sierra Bancorp (NASDAQ - BSRR)   
Sierra Bancorp - Subsidiaries & Strategic Partnerships

Sierra Bancorp, as parent company to Bank of the Sierra, has formed and actively pursues alliances, equity investments and partnerships that have or will strengthen the strategic initiatives of the company.

Sierra Statutory Trust II and Sierra Capital Trust III - Grantor Trusts that facilitate the issuance of trust-preferred securities on behalf of Sierra Bancorp.

California Economic Development Lending Initiative – Multi-bank community venture that enables Sierra Bancorp to participate in the economic development of California communities.

Low-Income Housing Limited Partnerships – Partnerships that enable Sierra Bancorp to participate in providing California communities with affordable (and low-income) housing.

PHH Mortgage – The industry’s leading provider of private label outsourcing. PHH Mortgage provides mortgage services to financial institutions, real estate brokers, affinity groups, credit unions, corporations, and government agencies. For more information, visit http://www.phhmortgagesolutions.com.

Elan Financial Services – With more than 1,600 financial institution partnerships in place, Elan Financial Services is one of the nation’s leading providers of complete outsourced solutions with a focus on payments and card processing. For more information, visit http://www.elanfinancialservices.com.

Investment Centers of America (ICA)Bank of the Sierra began a relationship with ICA in the mid-nineties to offer investment and insurance products to customers. Using a financial planning approach to investing, ICA helps corporations, partnerships and sole proprietors to realize their financial goals.

First Data Merchant Services First Data Corp. is a leading provider of electronic commerce and payment solutions for businesses worldwide. Serving 4.6 million merchant locations, 1,900 card issuers and their customers, First Data powers the global economy by making it easy, fast and secure for people and businesses around the world to buy goods and services using virtually any form of payment. The company's profile of services and solutions includes merchant transaction processing services; credit, debit, private-label, gift, payroll and other prepaid card offerings; fraud protection and authentication solutions; electronic check acceptance services through TeleCheck; as well as Internet commerce and mobile payment solutions. The company's STAR Network offers PIN-secured debit acceptance at 2 million ATM and retail locations. For more information, visit www.firstdata.com.

Promontory Interfinancial NetworkFormed in 2002, Promontory Interfinancial Network, through its CDARS program, enables more than 750 banks nationwide to provide customers depositing more than $100,000 in certificate of deposits to be FDIC protected.

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